Buy & Hold

The simplest strategy that actually works

$10k in 1980

$1M+

in S&P 500 today

Miss best 10 days

-50%

returns cut in half

Every crash

Recovered

to new highs

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S&P 500 over 10 years. Every dip recovered. The 2020 COVID crash? 5 months.

Warren Buffett bet a simple S&P 500 index fund against a basket of hedge funds over 10 years. He won decisively. The hedge funds charged 2% + 20%. The index fund charged 0.03%.

the hard part

Watching your portfolio drop 30% in a crash takes real discipline to not sell. But selling locks in losses. Holding lets you recover.

Check yourself

Missing the 10 best trading days over decades does what?